Source: https://www.facebook.com/share/v/1Das11QcxV/?

22F Here,

I started earning a “proper salary” about 7 months ago. Even though I earn a decent beginner salary, I still feel like we’re just one unexpected situation away from being broke.

I want to learn more about the investments, saving schemes, and financial habits I should build now to become financially comfortable and secure in the long run.

Already done:

I have an emergency fund of around NPR 1 lakh, but it’s just sitting idle. Is there a safe way to make this money grow while still keeping it accessible for emergencies?

I’ve started an NMB SIP of NPR 2,000/month.

What else should I be doing at this stage?

2069 BS khuleko yo store, tei year ekchoti pay gareko then the store closed down forever due to personal circumstances.
Ailey 2083 ma balen sarkar le chutt etc deko cha banda garney, paila natireko business ko lagi bhanera Ward office ma gako: 74,000/- de po bhancha sathi lai..???? 🥶
Kehi bujhira chaina.

And yes, it is vibe coded from very start to end. Simple and easy to play. Please try once and let us know what better we can do on it. It was just a side project that we wanted to give shot on weekend.

खेल खेलौ स्वस्थ बनाऊ । जनहित मा जारी |

I’m planning to apply for a Master’s in the USA, and I’ve been hearing from a lot of people that I should self-apply instead of going through a consultancy.

For those who have self-applied, I have a few questions:

• If I self-apply, do I also have to prepare for the university/visa interview by myself?
• What kind of problems or difficulties can I expect during the application process?
• Is it actually manageable for someone applying from Nepal without a consultancy?
• Are there any important things that first-time applicants usually miss?
• If you self-applied and successfully went to the USA, what would you recommend to someone starting the process now?

I’d really appreciate it if anyone with firsthand experience could share their experience, including the pros and cons of self-applying.

Guys

Arko mahina samma ma dhani vaisakna parney vaisakyo kasari paisa kamauney yaar ideas haru dina paryo khai???

It's happening right now as we speak near single tree.

I’m thinking of reading a book by a Nepali author. I’ve already read Karnali Blues.

Do you have any other recommendations? What’s your favourite book?

I’m curious about the Newar families who have lived for generations in places like Asan, Mahaboudha, and New Road, especially those living in the extremely narrow but surprisingly tall 7–9 story houses.

Are these families generally wealthy, or is the wealth mostly tied up in land and property?

What do they actually do for a living or how do they earn their income? Do they run shops/businesses on the ground floor, rent out parts of the house, have inherited businesses, work abroad, or have other sources of income?

And what is everyday life actually like inside those very narrow, tall traditional/modern houses? Do the upper floors get used much, and how do families manage living in such limited space?

I’d especially love to hear from Newars who grew up in these areas or people who have close friends/family there.

Hello. I am currently a student in Trichandra and recently we had our 1st year exam. I think I might fail or just get the passing marks. I am not satisfied with how I did my exam and the marks I might get. So is it possible to give re-exam even if I have passed my exams but just with passing marks.

Seniors please reply if you know.

Thank you!

So maile hijo euta post gareko thiye about wifi prices increasing from today ani Halka research garera what i found out was due to a recent decision of supreme court the isps have to pay the taxes that they had been evading for years so what do these pieces of shits do they remove the lower bandwidth plans from 30-100 or around 100mbps and proceeded to raise prices for higher bandwidth plans too, btw this doesn't exclude Nt fiber Im unsure about their prices tho

Where is the best place you have been (local or franchise), within the valley; that makes the best momo?

Found him playing with kids in my neighborhood. He is tiny bundle of joy and wont let you rest (dont tell me i didnt warn you lol). So hurry up and dm if you are genuinely interested
Age: 1 - 1.5months
Location: Kathmandu

are they planning things wtf!!! Suprised one speak on public another proving him right on facebook what is going on in this country

Which guitar us better. I currently have a hollow body guitar, and I am looking to buy an electric guitar.

Mero budget chai 30-35k for both guitar and amp. Online herda sqoe ko reviews ramro aako xa ra arko option second hand hex h100 with amp xa

Kun thik hola ra aaru kunai ramro xa bhane, please recommend dinu hola

I'm looking for authentic pashminas but there are so many shops and I'm not sure they're all legit - does anybody have any recommendations? Also, what would be a "normal" price​​​? I know I will probably have to bargain, but I kinda wanted to have a range for reference.

Thanks in advance

girls and boys do comment on this. or is it just that more fights are getting recorded and uploaded to social media

selling bts photo cards in great conditions practically brand new. If anyone is interested pls dm..

It's just a question for anyone who have done MBA from Tribhuvan University in nepal??

Ekdum baklo thiyo full of nuts too..felt like dessert more thn a lassi

Hello everyone.. I am looking for a 100% natural Rolling paper thats made in Nepal.
I looking to package and brand it myself.
Any suggestions or leeds is highly appreciated .