Revolut KYC: private currency exchanges with friends — how should I explain them?

[u/SignalUsual5708]

/r/Revolut/comments/1vw72nn/revolut_kyc_private_currency_exchanges_with/

[u/Obvious_Zone_4457]

Private peer-to-peer fx may be innocent between friends, but repeated transfers across multiple people look exactly like informal money exchange to compliance teams, so document each rub leg, the personal relationship, and the rate used, while expecting the account decision may already be final